AI Under DORA and Regulatory Control Productive. Auditable. Free from Liability Risks.

QBIT42 is the DORA-compliant AI platform for banks, insurers, and financial services firms – with a full audit trail, guardrails, and EU hosting.

AI Under DORA and Regulatory Control

The Problem: DORA Makes AI a Regulatory Obligation – Not an Option

Since 17 January 2025, the Digital Operational Resilience Act (DORA) has been in force. AI systems are now officially classified as regular ICT assets and must be fully integrated into ICT risk management under DORA. The BaFin requires boards to demonstrate provable AI expertise and ultimate responsibility for all algorithmic risks. Meanwhile, employees who have no official alternative resort to unauthorised tools – each use represents a potential DORA violation, a GDPR risk, and an unresolved liability issue.

  • AI systems without inventory and monitoring are DORA non-compliant – with liability consequences for the board
  • Shadow AI and uncontrolled ChatGPT usage creates hidden security vulnerabilities (vendor lock-in, data leakage)
  • Hallucinations from generic LLMs in credit analyses, compliance checks, or claims processing have direct liability consequences
  • High manual effort in document analysis, policy checks, and claims processing despite the existence of AI solutions

How QBIT42 Solves the Problem

QBIT42 brings advanced AI to financial organisations with full regard for regulatory requirements. Via the central compliance dashboard, risk managers and auditors maintain complete oversight of all deployed agents, data flows, and token incidents – directly audit-ready for examinations by financial supervisory authorities. Integrated guardrails prevent regulatory violations (such as unauthorised automated investment advice or discriminatory credit scoring) at the system level. The local RAG approach on statically secured company documents structurally excludes data poisoning and hallucinations. Inference occurs exclusively within the EU – or, if desired, completely isolated within your own infrastructure.

Why QBIT42?

QBIT42 Satellites (On-Premise / Private Cloud)

AI inference runs directly within your own protected infrastructure – sensitive banking and customer data never leave your security perimeter.

Real-Time Guardrails (Liability Protection)

System-level filters block prohibited output or protected data leakage in real time – preventing unauthorised investment advice and discriminatory credit scoring.

Shadow AI Protection

Minimise board liability risk by providing your employees with a secure, privacy-compliant alternative to unprotected consumer tools.

No Vendor Lock-in & Cloud Dependency

Independence from US hyperscalers through a vendor-neutral open-source LLM foundation and contractually guaranteed model and data export.

Use Cases

Practical examples of how customers in banking, insurance, and asset management solve real problems with QBIT42.

Regional Bank – Compliance Document Review

QBIT42 automatically compares internal policies against current regulatory requirements (MiFID, DORA, EBA Guidelines), flags deviations with source references, and generates audit-ready documentation – reducing compliance check time by 70% with full BaFin-ready audit trail.

Mid-Size Insurance – Claims Processing Acceleration

QBIT42 analyses incoming claims reports, cross-references them against underlying policies, and prepares a structured initial assessment including fraud-flagging – reducing processing time for standard claims from 12 days to under 3 days, fully on-premise.

Asset Management Firm – Research & Analysis

An AI agent summarises annual reports, ratings, and market reports with source references and zero hallucination, fully on-premise – halving analyst time while no data point ever leaves the firm.

Put Your AI Strategy on the Safe Side of DORA

Request our regulatory whitepaper and technical security architecture overview, or schedule a confidential initial meeting – under NDA if preferred.

Finance & Insurance

DORA-compliant AI, ready for BaFin audits

EU Hosting · GDPR-compliant · DORA-ready

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